Charles F. Eck was born on a farm on Bear Creek Road on July 7, 1873 and lived there until the age of 14 when the family moved to the village of Miamisburg. Graduating from Miamisburg High School in 1891, he took a job in the blacksmith shop of the Enterprise Carriage Company. The following fall Mr. Eck became a bank messenger at the First National Bank, where he proved to be the consummate journeyman.
He moved up within the bank to assistant bookkeeper, to assistant cashier, to cashier, to vice-president, and was eventually named president in 1932. He was associated with the bank until his death in 1949. While with the First National Bank, in 1902 he was named a director of the Mutual Federal Savings and Loan and later occupied the positions of treasurer, vice-president and president.
Charles Eck was active in many other business and civil enterprises including president of the Montgomery County Rural Bankers Association and executive committee member of the Ohio Bankers Association. He was elected village clerk, a member and secretary of the Board of Trustees of the Village Sinking Fund as well as the Miamisburg School District.